reap
Reap API for modular fintech infrastructure, including users, companies, accounts, cards, virtual assets, activities, and reconciliations. Use when user mentions "Reap", fintech cards, wallets, compliance, or embedded finance APIs.
What this skill does
## Troubleshooting
If requests fail, run `zero doctor check-connector --env-name REAP_API_KEY` or `zero doctor check-connector --url "$REAP_API_BASE_URL/users" --method GET`
## Official Docs
- API reference: https://docs.reap.global/api-reference/overview
- Authentication: https://docs.reap.global/api-reference/authentication
- OpenAPI spec: https://docs.reap.global/api-reference/openapi.json
## Prerequisites
Connect the **Reap** connector at [app.vm0.ai/connectors](https://app.vm0.ai/connectors).
The connector provides:
- `REAP_API_KEY`: Reap project API key
- `REAP_API_BASE_URL`: Reap API base URL, usually `https://sandbox.api.reap.global/v1` or `https://prod.api.reap.global/v1`
Every request must include `Authorization: Bearer $REAP_API_KEY` and `Reap-Version: 2025-02-14`.
## Users
### List Users
```bash
curl -s "$REAP_API_BASE_URL/users?limit=20" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Get User by ID
```bash
curl -s "$REAP_API_BASE_URL/users/<user-id>" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Create User
Write to `/tmp/reap_user.json`:
```json
{
"email": "[email protected]",
"phoneNumber": "+14155552671",
"firstName": "John",
"lastName": "Doe",
"termsAcceptance": {
"version": "2026-01-17",
"ipAddress": "192.168.1.1"
}
}
```
Then run:
```bash
curl -s -X POST "$REAP_API_BASE_URL/users" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" --header "Content-Type: application/json" -d @/tmp/reap_user.json | jq .
```
## Accounts
### List Accounts
```bash
curl -s "$REAP_API_BASE_URL/accounts?limit=20" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Get Account Balance
```bash
curl -s "$REAP_API_BASE_URL/accounts/<account-id>/balance" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Get Account Assets
```bash
curl -s "$REAP_API_BASE_URL/accounts/<account-id>/assets" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
## Cards
### List Cards
```bash
curl -s "$REAP_API_BASE_URL/cards?limit=20" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Get Card by ID
```bash
curl -s "$REAP_API_BASE_URL/cards/<card-id>" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Freeze Card
```bash
curl -s -X POST "$REAP_API_BASE_URL/cards/<card-id>/freeze" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### Unfreeze Card
```bash
curl -s -X POST "$REAP_API_BASE_URL/cards/<card-id>/unfreeze" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
## Activities and Reconciliations
### List Activities
```bash
curl -s "$REAP_API_BASE_URL/activities?limit=20" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
### List Reconciliations
```bash
curl -s "$REAP_API_BASE_URL/reconciliations?limit=20" --header "Authorization: Bearer $REAP_API_KEY" --header "Reap-Version: 2025-02-14" | jq .
```
## Guidelines
- Use cursor pagination by passing `cursor=<nextCursor>` from the previous response.
- Sandbox and production API keys are environment-scoped; match the key to `REAP_API_BASE_URL`.
- Treat card detail reveal URLs as sensitive. Do not log, store, or expose them outside the immediate secure display flow.
- Reap APIs are program-mode dependent; some company fields apply only to corporate programs.
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