wallet-analysis

What this skill does

# Wallet Analysis with Zerion API

Build Solana-first wallet analysis features with Zerion's normalized wallet API. Use this skill when the user wants portfolio views, token balances, interpreted transactions, charts, or wallet-level PnL for Solana addresses, while still supporting the same flows across Zerion's broader multichain surface.

## Overview

Zerion is especially useful when you need:
- Solana wallet portfolio summaries without building your own indexer
- Solana token holdings and wallet activity in a normalized schema
- Wallet PnL and historical chart views for portfolio apps and agents
- API-first implementation guidance, with MCP available for agent-native environments

## Authentication

Prefer these auth modes in this order:

### 1. API key for app integrations

Use Zerion API directly when the user is building a product integration.

```bash
export ZERION_API_KEY="zk_dev_..."

curl -u "$ZERION_API_KEY:" \
  "https://api.zerion.io/v1/wallets/8BH9pjtgyZDC4iAQH5ZiYDZ1MDWC98xki2V8NzqqKW3K/portfolio"
```

For explicit headers, use HTTP Basic auth with `base64("${ZERION_API_KEY}:")`.

### 2. x402 for no-key agent workflows, including Solana

If the user does not want to provision an API key, Zerion documents x402 as a pay-per-request path for AI workflows. Zerion's official agent repo also documents Solana-backed x402, so a Solana wallet can be used instead of an API key when the runtime supports x402 payment handshakes.

```bash
export SOLANA_PRIVATE_KEY="5C1y..."
export ZERION_X402_PREFER_SOLANA=true
```

Use x402 when:
- the user explicitly wants no API key
- the environment already supports x402
- the workflow is agentic and Solana-funded

### 3. Hosted MCP for agent-native environments

If the user is in Claude Code, Cursor, or another MCP-native client, Zerion API provides a hosted MCP endpoint:

```text
https://developers.zerion.io/mcp
```

Treat MCP as an alternate interface, not a different product. The same wallet-analysis surface is available there, and Zerion's official AI docs/repo describe API key and x402 auth paths for AI workflows. Prefer direct REST API examples when the user is asking for app code.

## Routing

Start with Solana unless the user asks for another chain. Zerion's wallet-analysis endpoints support Solana addresses and the same normalized object model used across the rest of the API.

| User intent | Endpoint / Tool |
|---|---|
| Solana wallet overview | `GET /v1/wallets/{address}/portfolio` or MCP `wallet-portfolio` |
| Solana token balances | `GET /v1/wallets/{address}/positions/` or MCP `wallet-positions` |
| Solana recent activity | `GET /v1/wallets/{address}/transactions/` or MCP `wallet-transactions` |
| Solana wallet PnL | `GET /v1/wallets/{address}/pnl` or MCP `wallet-pnl` |
| Solana portfolio chart | `GET /v1/wallets/{address}/charts/{period}` |
| Supported chains | `GET /v1/chains/` or MCP `chains-list` |

## Solana-First Workflow

1. Confirm the wallet address is Solana if the user is building for Solana.
2. Fetch `portfolio` first to get total value and high-level composition.
3. Fetch `positions` next for token-level breakdown.
4. Fetch `transactions` for interpreted wallet activity.
5. Fetch `pnl` when the user needs performance, realized gains, or net invested amounts.
6. Add `charts` when the user needs historical portfolio value in the UI.
7. Only expand to EVM or multichain filters if the user's request actually needs them.

## API Patterns

### Portfolio

```bash
curl -u "$ZERION_API_KEY:" \
  "https://api.zerion.io/v1/wallets/${ADDRESS}/portfolio?currency=usd"
```

Use this first for Solana wallet dashboards, watchlists, and summary cards.

### Positions

```bash
curl -u "$ZERION_API_KEY:" \
  "https://api.zerion.io/v1/wallets/${ADDRESS}/positions/?filter[positions]=no_filter"
```

Use `filter[positions]=only_simple` when the user only wants token balances.

### Transactions

```bash
curl -u "$ZERION_API_KEY:" \
  "https://api.zerion.io/v1/wallets/${ADDRESS}/transactions/?page[size]=10&currency=usd"
```

Use this for interpreted Solana activity such as swaps, transfers, and approvals.

### PnL

```bash
curl -u "$ZERION_API_KEY:" \
  "https://api.zerion.io/v1/wallets/${ADDRESS}/pnl?currency=usd"
```

Use this when the user asks for realized gain, unrealized gain, net invested, or cost basis.

### Charts

```bash
curl -u "$ZERION_API_KEY:" \
  "https://api.zerion.io/v1/wallets/${ADDRESS}/charts/month?currency=usd"
```

Use this for portfolio trend charts and timeline visualizations.

## Guidelines

- Prefer Zerion API for implementation examples in app code.
- Use Solana wallet examples in prompts, code, and explanations whenever possible.
- Use Zerion MCP when the user wants agent-native querying in Claude Code, Cursor, or VS Code.
- Make x402 a first-class fallback, especially when the user wants a Solana-funded no-key setup.
- Keep Basic auth examples accurate: API key as username, empty password.
- Do not tell the user to build chain-specific parsers when Zerion already normalizes Solana wallet data.
- Do not invent x402 headers or payment flows; use Zerion's documented path when the runtime supports x402.

## Common Errors

### 401 Unauthorized
**Cause**: Missing or invalid API key in Basic auth.
**Fix**: Use `curl -u "$ZERION_API_KEY:" ...` or encode `ZERION_API_KEY:` into the `Authorization: Basic ...` header.

### 402 Payment Required
**Cause**: x402 path selected but the runtime has not completed the payment handshake.
**Fix**: Use a client/runtime that supports x402 and fund the Solana wallet with the required balance.

### Empty Solana positions on first request
**Cause**: Zerion docs note some Solana assets can need a short bootstrap period.
**Fix**: Retry with bounded polling instead of assuming the wallet is empty.

### Missing protocol positions on Solana
**Cause**: Zerion's current docs still list protocol-position support on Solana as a temporary limitation for the wallet positions surface.
**Fix**: Be explicit that token balances are available, but DeFi protocol position coverage may be incomplete for Solana right now.

## References

- [Zerion API Introduction](https://developers.zerion.io/introduction)
- [Build with AI](https://developers.zerion.io/reference/building-with-ai)
- [Hosted MCP](https://developers.zerion.io/build-with-ai/mcp)
- [Get wallet portfolio](https://developers.zerion.io/api-reference/wallets/get-wallet-portfolio)
- [Get wallet positions](https://developers.zerion.io/reference/listwalletpositions)
- [Get wallet transactions](https://developers.zerion.io/reference/listwallettransactions)
- [Get wallet PnL](https://developers.zerion.io/api-reference/wallets/get-wallet-pnl)